I just wanted to mass hug everyone for the responses to my earlier post when I was about to have a panic attack. I went and got one of those payday loans to cover me until next week and I feel much better now. I don't know how long it would have taken me to get past dithering and consider that as a serious option, so thank you, guys, for helping to keep my brain in gear! You were all helpful and very sweet.
This is just an fyi really, to "close the loop" as biz buzz-wording would have it. :>)